PH Terra is a new development located in Bella Vista, right next to the National Hospital and very close to the Metro station—a strategic location for both those looking to live in a central area of Panama City and those wishing to purchase a property for investment.

The project has been very well received and is currently approximately 70% to 75% sold out, meaning few units remain available across the various models.

One of its key features is that it holds a hotel license, allowing apartments to be operated as short-term rentals (such as Airbnb). This offers owners the flexibility to use the apartment as a primary residence, rent it out long-term, or generate income through short-term stays.

For investors who prefer not to manage the Airbnb operations themselves, the developer can connect owners with companies specializing in managing these types of rentals. This service is entirely optional, and management fees are approximately 20% of the revenue, subject to the terms of the selected management company.

7 AVAILABLE MODELS
Model 1: 50 m² — $150,000
Model 2: 35 m² — $120,000
Model 3: 36 m² — $120,000
Model 4: 51 m² — $153,000
Model 5: 50 m² — $150,000
Model 6: 56 m² — $168,000
Model 7: 63 m² — $189,000

The building will feature 7 apartments per floor.

The 10th floor will house a communal area with a meeting room, while the 11th floor will host the project's social area, including a rooftop terrace.

PURCHASE OPTIONS

You can reserve your apartment with just $500.

Additionally, it is possible to start the down payment with as little as $2,500, subject to the payment plan and conditions established by the developer. Apartments priced at $120,000 may qualify for the preferential interest rate program for first-time homebuyers, provided the buyer and the transaction meet the requirements established by current regulations and the financial institution.

This benefit reduces mortgage interest costs for the duration of the program, making it easier to purchase a first home. Final approval and terms are subject to bank evaluation and compliance with all applicable requirements.

ESTIMATED DELIVERY

December 2026 / Early 2027.

Prices range from $120,000 to $189,000, with various sizes and layouts available to suit each buyer's needs.

PH Terra combines several highly attractive features in a single project: a location in Bella Vista, proximity to the Metro and Hospital Nacional, prices starting at $120,000, eligibility for Airbnb rentals under a hotel license, and options suitable for both personal residence and investment.

Contact me to find out which models and units are still available, and to request floor plans, updated pricing, and payment options.